/* Idle Cash Map. © 2026 Ledger Properties and Investments LLC. All rights reserved. See LICENSE. */
:root{
  --navy:#1c2a48; --navy-2:#2a3c63; --cream:#f7f2e6; --paper:#fffdf8;
  --ink:#1e2330; --muted:#5d6475; --line:#e2dccd; --gold:#a8843a;
  --good:#2f6b4f; --warn:#9a4a2a; --radius:14px;
  --b-checking:#9aa3b5; --b-savings:#6f86a8; --b-hysa:#3f5f8f; --b-mmf:#2a8a8a;
  --b-cds:#7a6aa8; --b-treasury:#1c2a48; --b-stable:#b08a3e; --b-other:#c9b99a;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font:17px/1.55 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
.wrap{max-width:640px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;font-weight:700}
h1{font-size:2rem;margin:.2em 0 .5em}
h2{font-size:1.65rem;margin:.2em 0 .5em}
h3{font-size:1.2rem;margin:1.8em 0 .6em}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;color:var(--gold);font-weight:700;margin:1.6em 0 0}
.lead{font-size:1.08rem}.small{font-size:.92rem}.muted{color:var(--muted)}
.hint{font-size:.88rem;color:var(--muted);margin:.4em 0 0}

/* header */
.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
.top-inner{display:flex;align-items:center;justify-content:space-between;min-height:60px}
.brand{display:flex;align-items:center;gap:10px}
.brand-mark{font-size:1.5rem;color:var(--gold)}
.brand strong{display:block;font-family:Georgia,serif;font-size:1.1rem}
.brand small{display:block;font-size:.75rem;opacity:.8}
.progress{height:4px;background:rgba(255,255,255,.15)}
.progress-bar{height:100%;width:0;background:var(--gold);transition:width .25s}
.link-btn{background:none;border:0;color:#fff;text-decoration:underline;font:inherit;font-size:.9rem;min-height:48px;padding:0 4px;cursor:pointer}
.link-btn.light{color:var(--navy)}
.example-banner{background:#f3e3b8;border-bottom:1px solid #e0cc93;font-size:.92rem;padding:6px 0}

/* buttons */
.actions{display:flex;gap:12px;margin:1.6em 0}
.actions.two > *{flex:1}
.actions.stack{flex-direction:column}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 20px;border-radius:12px;border:2px solid var(--navy);font:inherit;font-weight:600;cursor:pointer;text-decoration:none}
.btn.primary{background:var(--navy);color:#fff}
.btn.primary:hover{background:var(--navy-2)}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.danger{border-color:var(--warn);color:var(--warn)}
.btn:focus-visible,.choice input:focus-visible + span,.seg input:focus-visible + span,input:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* notes */
.note{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:10px;padding:12px 14px;margin:12px 0;font-size:.95rem}
.note.muted{border-left-color:var(--gold)}
.plain-list{padding-left:1.3em}.plain-list li{margin:.35em 0}
.examples{border-top:1px solid var(--line);margin-top:1.4em;padding-top:.4em}

/* choices */
.choice-group{display:grid;gap:12px;margin:1em 0}
.choice{display:block;cursor:pointer}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice > span{display:block;background:var(--paper);border:2px solid var(--line);border-radius:var(--radius);padding:14px 16px;min-height:64px}
.choice strong{display:block;color:var(--navy);font-size:1.05rem}
.choice small{display:block;color:var(--muted);font-size:.92rem;margin-top:2px}
.choice input:checked + span{border-color:var(--navy);box-shadow:0 0 0 2px var(--navy) inset;background:#fff}
.choice .tag{display:inline-block;font-size:.72rem;background:var(--cream);border:1px solid var(--line);border-radius:999px;padding:1px 8px;margin-left:6px;color:var(--muted);vertical-align:middle}
fieldset.q{border:0;padding:0;margin:1.2em 0 0}
fieldset.q legend{font-weight:600;margin-bottom:8px}
.seg{display:flex;gap:10px}
.seg label{flex:1}
.seg input{position:absolute;opacity:0}
.seg span{display:flex;align-items:center;justify-content:center;min-height:50px;border:2px solid var(--line);border-radius:12px;background:var(--paper);font-weight:600;cursor:pointer}
.seg input:checked + span{border-color:var(--navy);background:var(--navy);color:#fff}

/* fields */
.field{margin:14px 0}
.field label{display:block;font-weight:600;margin-bottom:6px}
.field label small{font-weight:400;color:var(--muted)}
.money{display:flex;align-items:center;background:#fff;border:2px solid var(--line);border-radius:12px;padding:0 12px;min-height:52px}
.money:focus-within{border-color:var(--navy)}
.money span{color:var(--muted);font-weight:600}
.money input{flex:1;border:0;background:transparent;font:inherit;font-size:1.08rem;padding:12px 6px;min-width:0;outline:none}
.money.pct input{text-align:left}
.cash-row{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:12px 14px;margin:12px 0}
.cash-row h4{margin:0 0 2px;font-size:1.02rem;color:var(--navy)}
.cash-row p{margin:0 0 8px;font-size:.86rem;color:var(--muted)}
.cash-row .pair{display:grid;grid-template-columns:1.4fr 1fr;gap:10px}
.cash-row .pair label{font-size:.82rem;font-weight:600;display:block;margin-bottom:4px;color:var(--muted)}
.total-row{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;border-radius:12px;padding:14px 16px;margin:16px 0 4px}
.total-row strong{font-size:1.3rem}
.error{color:var(--warn);font-weight:600}

/* results */
.hero-card{background:var(--navy);color:#fff;border-radius:18px;padding:20px;margin:10px 0 16px}
.hero-card.short{background:#5a3524}
.hero-label{margin:0;opacity:.85;font-size:.95rem}
.hero-num{margin:.1em 0;font-family:Georgia,serif;font-size:2.6rem;font-weight:700;line-height:1.1}
.hero-sub{margin:0;font-size:.95rem;opacity:.9}
.stats{display:grid;gap:10px;grid-template-columns:1fr}
.stat{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:12px 14px;display:grid;grid-template-columns:1fr auto;align-items:baseline}
.stat span{font-size:.92rem;color:var(--muted)}
.stat strong{font-size:1.25rem;color:var(--navy)}
.stat small{grid-column:1/-1;font-size:.82rem;color:var(--muted)}
.bar-wrap{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:14px}
.bar{display:flex;height:34px;border-radius:8px;overflow:hidden;background:#ece6d8}
.bar > div{height:100%;min-width:2px}
.seg-cushion{background:var(--navy)}
.seg-idle{background:var(--gold)}
.seg-short{background:repeating-linear-gradient(45deg,#e9d8cf,#e9d8cf 6px,#f5ebe5 6px,#f5ebe5 12px)}
.seg-have{background:#7a4a33}
.bar-legend{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.88rem;margin-top:10px;padding:0;list-style:none}
.bar-legend .sw{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.bar-legend.list{display:block}.bar-legend.list li{display:flex;justify-content:space-between;padding:4px 0;border-bottom:1px dashed var(--line)}
.bar-legend.list li:last-child{border-bottom:0}
.earn-card{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:6px 14px 14px}
.earn-line{font-size:1rem;margin:.6em 0 0;padding:12px;background:#fff;border-radius:10px;border:1px solid var(--line)}
.map-list{display:grid;gap:10px}
.map-item{background:var(--paper);border:1px solid var(--line);border-left:6px solid var(--b-other);border-radius:12px;padding:12px 14px}
.map-item.empty{opacity:.7}
.map-item header{display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.map-item h4{margin:0;color:var(--navy);font-size:1.02rem}
.map-item .amt{font-weight:700;color:var(--navy);white-space:nowrap}
.map-item p{margin:6px 0 0;font-size:.92rem}
.map-item dl{display:grid;grid-template-columns:auto 1fr;gap:2px 10px;margin:8px 0 0;font-size:.88rem}
.map-item dt{color:var(--muted);font-weight:600}
.map-item dd{margin:0}
.bullets li{margin:.5em 0}

/* footer */
.foot{background:var(--navy);color:#fff;margin-top:40px;padding:24px 0 calc(28px + env(safe-area-inset-bottom))}
.foot a{color:#fff}
.foot .muted{color:#c9cfdc}
.disclaimer{font-size:.82rem;color:#c9cfdc;margin:0}
.about{font-size:.82rem;color:#c9cfdc;border-top:1px solid rgba(255,255,255,.18);margin:14px 0 0;padding-top:10px}
.about a{display:inline-block;padding:10px 0;color:#fff}
.foot .copyright{font-size:.78rem;color:#c9cfdc;margin:2px 0 0}

.print-sheet{display:none}

@media (min-width:560px){
  .stats{grid-template-columns:repeat(3,1fr)}
  .stat{display:block}.stat strong{display:block;margin:2px 0}
}

/* ---------- PRINT ---------- */
@media print{
  @page{margin:14mm}
  body{background:#fff;color:#000;font-size:11pt}
  .top,.example-banner,main,.foot,.skip{display:none !important}
  .print-sheet{display:block !important;color:#000}
  .print-sheet h1{font-size:20pt;margin:0 0 2pt;color:#000}
  .print-sheet h2{font-size:13pt;margin:14pt 0 4pt;color:#000;border-bottom:1px solid #999;padding-bottom:2pt}
  .print-sheet .sub{color:#444;margin:0 0 8pt;font-size:10pt}
  .print-sheet table{width:100%;border-collapse:collapse;font-size:10pt}
  .print-sheet td,.print-sheet th{border-bottom:1px solid #ddd;padding:3pt 4pt;text-align:left;vertical-align:top}
  .print-sheet td.n,.print-sheet th.n{text-align:right;white-space:nowrap}
  .print-sheet tr.tot td{font-weight:700;border-top:1.5px solid #000}
  .print-sheet .big{font-size:15pt;font-weight:700;margin:4pt 0}
  .print-sheet .pbar{display:flex;height:14pt;border:1px solid #000;margin:6pt 0;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .print-sheet .pbar div{height:100%;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .print-sheet .map p{margin:2pt 0 7pt;font-size:9.5pt}
  .print-sheet .map h3{font-size:10.5pt;margin:6pt 0 0}
  .print-sheet .map, .print-sheet .keep{break-inside:avoid}
  .print-sheet .fine{font-size:8.5pt;color:#333;border-top:1px solid #999;margin-top:12pt;padding-top:6pt}
  .print-sheet .ex{border:1px solid #000;padding:4pt;font-weight:700;margin:4pt 0}
}

/* bucket colors (classes, so no inline styles are needed under the CSP) */
.c-checking{background:var(--b-checking)} .c-savings{background:var(--b-savings)}
.c-hysa{background:var(--b-hysa)} .c-mmf{background:var(--b-mmf)}
.c-cds{background:var(--b-cds)} .c-treasury{background:var(--b-treasury)}
.c-stable{background:var(--b-stable)} .c-other{background:var(--b-other)}
.bl-checking{border-left-color:var(--b-checking)} .bl-savings{border-left-color:var(--b-savings)}
.bl-hysa{border-left-color:var(--b-hysa)} .bl-mmf{border-left-color:var(--b-mmf)}
.bl-cds{border-left-color:var(--b-cds)} .bl-treasury{border-left-color:var(--b-treasury)}
.bl-stable{border-left-color:var(--b-stable)} .bl-other{border-left-color:var(--b-other)}
@media print{
  .c-checking,.c-savings,.c-hysa,.c-mmf,.c-cds,.c-treasury,.c-stable,.c-other,.seg-cushion,.seg-idle,.seg-have,.seg-short,.sw{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .print-sheet .legend{font-size:9pt;display:flex;flex-wrap:wrap;gap:2pt 10pt}
  .print-sheet .legend .sw{display:inline-block;width:8pt;height:8pt;margin-right:3pt;vertical-align:-1pt}
}

/* polish */
h1[tabindex="-1"]:focus,h2[tabindex="-1"]:focus{outline:none}
.example-banner .wrap{display:flex;flex-wrap:wrap;align-items:center;column-gap:6px;row-gap:0}
.example-banner .link-btn{min-height:44px}
.cash-row .pair > div{min-width:0}
.money input{width:100%}
.cash-row .pair{align-items:end}

/* iPhone safe areas (standalone PWA with black-translucent status bar) */
.top{padding-top:env(safe-area-inset-top)}
.wrap{padding-left:max(18px, env(safe-area-inset-left));padding-right:max(18px, env(safe-area-inset-right))}
main.wrap{padding-bottom:env(safe-area-inset-bottom)}

/* v3: account rows, idle breakdown, FDIC, options */
.type-group{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:12px 14px;margin:12px 0}
.type-group > h4{margin:0 0 2px;font-size:1.02rem;color:var(--navy)}
.type-group > p{margin:0 0 6px;font-size:.86rem;color:var(--muted)}
.acct{border-top:1px dashed var(--line);padding-top:10px;margin-top:10px}
.acct:first-of-type{border-top:0;margin-top:4px;padding-top:4px}
.acct .inst label,.acct .pair label{font-size:.82rem;font-weight:600;display:block;margin-bottom:4px;color:var(--muted)}
.acct .inst{margin-bottom:8px}
.text-in{width:100%;min-height:48px;border:2px solid var(--line);border-radius:12px;background:#fff;font:inherit;font-size:1rem;padding:10px 12px}
.text-in:focus{border-color:var(--navy);outline:none}
.acct .pair{display:grid;grid-template-columns:1.4fr 1fr;gap:10px;align-items:end}
.acct .pair > div{min-width:0}
.row-tools{display:flex;justify-content:flex-end}
.mini-btn{background:none;border:0;color:var(--navy);font:inherit;font-size:.9rem;font-weight:600;text-decoration:underline;min-height:44px;padding:0 4px;cursor:pointer}
.mini-btn.remove{color:var(--warn)}
.add-btn{margin-top:8px;width:100%;min-height:48px;border:2px dashed var(--line);border-radius:12px;background:transparent;color:var(--navy);font:inherit;font-weight:600;cursor:pointer}
.method{font-size:.92rem;color:var(--muted);margin:.6em 0}
.idle-list{list-style:none;padding:0;margin:0 0 6px;font-size:.92rem}
.idle-list li{display:flex;flex-direction:column;gap:0;padding:6px 0;border-bottom:1px dashed var(--line)}
.idle-list li.tot{flex-direction:row;justify-content:space-between}
.idle-list li.tot{font-weight:700;border-bottom:0}
.idle-list .r{color:var(--muted)}
.idle-list li.tot .r{color:var(--ink)}
.flag{background:#fbefe6;border:1px solid #e6c3ad;border-left:6px solid var(--warn);border-radius:12px;padding:12px 14px;margin:10px 0}
.flag h4{margin:0 0 4px;color:var(--warn);font-size:1.02rem}
.flag p{margin:4px 0;font-size:.93rem}
.okbox{background:var(--paper);border:1px solid var(--line);border-left:6px solid var(--good);border-radius:12px;padding:12px 14px;margin:10px 0;font-size:.93rem}
.okbox p{margin:4px 0}
.fdic-note{font-size:.88rem;color:var(--muted)}
.opt-list{display:grid;gap:12px}
.opt-card{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:14px}
.opt-card h4{margin:0 0 4px;color:var(--navy);font-size:1.05rem}
.opt-card .have{display:inline-block;font-size:.8rem;background:var(--cream);border:1px solid var(--line);border-radius:999px;padding:1px 8px;margin-bottom:6px;color:var(--muted)}
.opt-card p{margin:4px 0 8px;font-size:.93rem}
.qs-label{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--gold);font-weight:700;margin:8px 0 2px}
.qs{margin:0;padding-left:1.2em;font-size:.92rem}
.qs li{margin:.25em 0}
.opt-card.first{border-color:var(--navy);box-shadow:0 0 0 1px var(--navy) inset}
.map-item .qs-label{margin-top:10px}
@media (min-width:560px){.stats{grid-template-columns:repeat(2,1fr)}}
@media print{
  .print-sheet .opt h3{font-size:10.5pt;margin:6pt 0 0}
  .print-sheet .opt p{margin:1pt 0 2pt;font-size:9.5pt}
  .print-sheet ul.q{margin:0 0 6pt;padding-left:14pt;font-size:9.5pt}
  .print-sheet .qh{font-size:8.5pt;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin:3pt 0 0}
  .print-sheet .pflag{border:1.5px solid #000;padding:5pt;margin:4pt 0;font-size:9.5pt;break-inside:avoid}
  .print-sheet .opt{break-inside:avoid}
}

/* v4: planner, trims, sorter, ladder, notes */
.tool-card{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:12px 14px}
.tool-label{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--gold);font-weight:700;margin:14px 0 6px}
.seg-btns{flex-wrap:wrap}
.seg-btns button{flex:1;min-width:56px;min-height:48px;border:2px solid var(--line);border-radius:12px;background:#fff;font:inherit;font-weight:600;color:var(--navy);cursor:pointer;padding:0 8px}
.seg-btns button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.gap-row{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;border-radius:12px;padding:12px 14px;margin:14px 0 4px}
.gap-row strong{font-size:1.2rem}
.range{width:100%;height:44px;margin-top:6px;accent-color:var(--navy)}
.plan-result{background:#fff;border:2px solid var(--navy);border-radius:14px;padding:14px;margin:14px 0 8px}
.pr-label{margin:0;font-size:.9rem;color:var(--muted)}
.pr-num{margin:2px 0;font-family:Georgia,serif;font-size:1.9rem;font-weight:700;color:var(--navy);line-height:1.15}
.pr-sub{margin:0;font-size:.92rem}
.plan-line{font-size:.93rem;margin:6px 0}
.milestone{border-left:4px solid var(--gold);background:#fff;border-radius:10px;padding:10px 12px;margin:10px 0;font-size:.93rem}
.milestone p{margin:2px 0}
.preset-list{list-style:none;padding:0;margin:0}
.preset-list li{margin:0 0 8px}
.preset-list button{width:100%;display:flex;justify-content:space-between;align-items:center;gap:8px;min-height:52px;border:2px solid var(--line);border-radius:12px;background:#fff;font:inherit;font-size:.95rem;color:var(--ink);padding:6px 12px;cursor:pointer;text-align:left}
.preset-list button strong{color:var(--navy)}
.trim-list{display:grid;gap:8px;margin:10px 0}
.trim{display:grid;grid-template-columns:auto 1fr;gap:4px 10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px}
.trim input[type=checkbox],.quick-list input[type=checkbox]{width:24px;height:24px;accent-color:var(--navy);margin:0}
.trim .tl{font-weight:600;font-size:.95rem}
.trim .tl small{display:block;font-weight:400;color:var(--muted);font-size:.82rem}
.trim .money{grid-column:2;min-height:46px}
.quick-list{display:grid;gap:6px}
.quick-list label{display:flex;gap:10px;align-items:flex-start;min-height:44px;padding:6px 0;font-size:.95rem;cursor:pointer}
.quick-list input{margin-top:2px !important;flex:none}
.window{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin:10px 0}
.window label{display:block;margin-bottom:6px;color:var(--navy)}
.win-note{font-size:.88rem;color:var(--muted);margin:8px 0 0}
.remain{border-radius:10px;padding:10px 12px;font-weight:700;margin:10px 0 4px;background:#f3e3b8}
.remain.done{background:#e3efe7;color:var(--good)}
.remain.over{background:#fbefe6;color:var(--warn)}
.ladder{list-style:none;padding:0;margin:12px 0 0}
.ladder li{display:grid;grid-template-columns:1fr auto;gap:2px 10px;padding:8px 0;border-bottom:1px dashed var(--line);font-size:.93rem}
.ladder .lbar{grid-column:1/-1;height:10px;border-radius:6px;background:var(--b-treasury)}
.ladder .lmeta{color:var(--muted)}
.notes{width:100%;margin-top:8px;border:2px solid var(--line);border-radius:12px;padding:10px 12px;font:inherit;font-size:1rem;background:#fff;resize:vertical;min-height:120px}
.notes:focus{border-color:var(--navy);outline:none}
.btn.wide{width:100%;margin-top:16px}
@media print{
  .print-sheet .lines div{border-bottom:1px solid #999;height:18pt}
  .print-sheet .own{white-space:pre-wrap;border:1px solid #999;padding:6pt;font-size:10pt}
  .print-sheet .lad{display:flex;align-items:center;gap:6pt;font-size:9.5pt;margin:2pt 0}
  .print-sheet .lad .lb{height:8pt;background:#1c2a48;-webkit-print-color-adjust:exact;print-color-adjust:exact}
}
.preset-list button{flex-direction:column;align-items:flex-start;gap:2px;padding:8px 12px}

/* v7: Medicare group, income, sorter clarity, collapsed ladder */
.check-line{display:flex;align-items:center;gap:12px;min-height:52px;background:var(--paper);border:2px solid var(--line);border-radius:12px;padding:8px 14px;margin:16px 0 8px;font-weight:600;cursor:pointer}
.check-line input{width:26px;height:26px;accent-color:var(--navy);margin:0;flex:none}
.med-group{border-left:4px solid var(--gold);padding:2px 0 2px 14px;margin:6px 0 10px}
.surplus-hint{background:#e3efe7;color:var(--good);border-radius:10px;padding:8px 10px;margin:8px 0 0;font-weight:600}
.ladder-details{margin-top:18px}
.ladder-details > summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:10px;min-height:52px;padding:10px 14px;background:var(--paper);border:2px solid var(--line);border-radius:12px;font-weight:700;color:var(--navy)}
.ladder-details > summary::-webkit-details-marker{display:none}
.ladder-details > summary::before{content:"+";display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;flex:none}
.ladder-details[open] > summary::before{content:"\2212"}
.ladder-details[open] > summary{border-bottom-left-radius:0;border-bottom-right-radius:0}
.ladder-details > .tool-card{border-top:0;border-top-left-radius:0;border-top-right-radius:0}

/* v8: short results page (summary, next step, accordions) */
.summary{display:grid;gap:8px;margin:10px 0 0}
.sum-card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:12px 16px;margin:0}
.sum-label{margin:0;font-size:.92rem;color:var(--muted);font-weight:600}
.sum-num{margin:2px 0 0;font-family:Georgia,serif;font-size:2rem;font-weight:700;line-height:1.1;color:var(--navy)}
.sum-sub{margin:4px 0 0;font-size:.88rem;color:var(--muted)}
.sum-card.hero-card{background:var(--navy);border-color:var(--navy);color:#fff;padding:14px 16px}
.sum-card.hero-card.short{background:#5a3524;border-color:#5a3524}
.sum-card.hero-card .sum-label,.sum-card.hero-card .sum-sub{color:#fff;opacity:.88}
.sum-card.hero-card .sum-num{color:#fff;font-size:2.4rem}
.income-card{border-left:6px solid var(--good)}
.income-card.short{border-left-color:var(--warn)}
.income-card.short .sum-num{color:var(--warn)}
.add-income{margin:0;display:flex;flex-wrap:wrap;align-items:center;column-gap:4px}
.add-income[hidden]{display:none}
.add-income .mini-btn{padding-left:0}
.next-step{background:#fff;border:2px solid var(--gold);border-radius:16px;padding:12px 16px;margin:12px 0 4px}
.ns-label{margin:0;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;color:var(--gold);font-weight:700}
.ns-note{margin:6px 0 0;font-size:.95rem;color:var(--warn);font-weight:600}
.next-step .ns-btn{margin-top:10px;min-height:56px;text-align:center;line-height:1.25;padding:8px 16px}
.accs{display:grid;gap:10px;margin:18px 0 8px}
.acc{background:var(--paper);border:1px solid var(--line);border-radius:14px;scroll-margin-top:84px}
.acc[hidden]{display:none}
.acc > summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;column-gap:12px;align-items:center;min-height:68px;padding:12px 14px;border-radius:14px}
.acc > summary::-webkit-details-marker{display:none}
.acc > summary::after{content:"+";grid-column:2;grid-row:1/3;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:1.2rem;line-height:1}
.acc[open] > summary::after{content:"\2212"}
.acc > summary:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.acc-title{grid-column:1;font-family:Georgia,"Times New Roman",serif;font-weight:700;color:var(--navy);font-size:1.08rem;line-height:1.25}
.acc-sum{grid-column:1;font-size:.88rem;color:var(--muted);margin-top:2px}
.acc[open] > summary{border-bottom:1px solid var(--line);border-bottom-left-radius:0;border-bottom-right-radius:0}
.acc-body{padding:4px 14px 16px}
.acc-body > .tool-card:first-child{margin-top:12px}
.acc-body > .stats:first-child{margin-top:12px}
.acc-body h3{font-size:1.05rem;margin:1.2em 0 .5em}
.acc-sum.warn{color:var(--warn);font-weight:700}
.acc-body .stat,.acc-body .bar-wrap,.acc-body .earn-card,.acc-body .tool-card,.acc-body .opt-card,.acc-body .map-item,.acc-body .okbox{background:#fff}
.acc-body .ladder-details > summary{background:#fff}
@media (min-width:560px){.summary{grid-template-columns:repeat(2,1fr)}.summary .add-income{grid-column:1/-1}}